Apps & Games How to

Use Internet Banking On Android

Written by Hassan Abbas

Use Internet Banking On Android: All major banks in the whole world introduced mobile banking, which guarantees an amazing experience every time you want to take a peek at your monthly statements. Internet banking, mobile banking, UPI and others have made life easy for us. But people having full confidence in modern-day cybersecurity, are still doubtful about taking the leap.

Everywhere hackers have been trying to break the cyber vaults of all major banks. Sometimes they resort to clever phishing attacks to gain confidential information from users. Thankfully, if you know where to tap and learn to sniff out malicious sites, internet banking on Android can’t feel like rocket science. In this article, we’ll try to teach you all the basics of identifying dubious sites and help you to bank safely on your Android device.

How to find the correct domain of the bank?

banking app

As mentioned above, hackers use phishing to gain confidential information from users. Usually:

  • They send out emails that look authentic
  • Tempting users to follow the attached link
  • Create websites
  • Ask users to enter their login credentials
  • Ultimately save the details on a form

Do not click on any “phishy looking” emails and only use internet banking directly through your bank’s registered, official website.

All leading banks now ease internet banking, so your internet banking welcome kit would point you towards the legal bank website. If not, there’s always the choice of a simple Google search. However, before entering confidential information on the site you just found on Google, verify that you’re in the right place.

Here’s how to:

Step 1:

Firstly, search for the bank’s name on Google then open the link from Google’s results.

Step 2:

Pay full attention to the website address, and look if there’s a padlock sign on the left, meaning, it’s a secure website.

Step 3:

If found, tab on the padlock icon and verify the following –

  • The URL starts with “https” which ensures that the site is secure.
  • The “https” part is shown in green, which ensures that passwords and card numbers you input on this site stay private.
  • Also, the site has SSL certification, that meets the Extended Validation Standard. Click on Details to see more info.

If you found your bank’s website that ticks all the above boxes then congratulations on finding the authentic site. But make sure bookmark it for future reference.

Why you should switch to your banking app

You can also find your bank’s app on the Google Play Store very easily. We believe it’s the safest thing as well. Fraudulent emails or SMSes can also give you links to your “official” banking app. But usually, they redirect to doubtful websites that ask you to download APK files.

Internet banking app

So, the safest sit just head over to the Google Play store, searching your bank’s app, and download. Google is best at keeping its sites malware-free, so, you’re not likely to find a copy app on the Play Store.

Advantages of using a banking app

  • One time registration: Just keep your m-Pin or login password handy. Don’t memorize your login ID, the app will do that for you.
  • Added security: Majority banks also use your device’s fingerprint or iris scanner to add an extra layer of protection.
  • Simpler but powerful: Navigating a banking app is a lot easier than a full-fledged banking website. Few years ago, apps used to be a lot restrictive. But now, you can even get your loan approved from your banking app.

Should you allow your browser to store passwords?

We have already discussed the hazards of traditional internet banking and gave you lots of reasons why you switch over to app banking.

Almost all browsers give you the choice of saving your password once you input it on a website. The feature is handy especially for people who have a hard time remembering stuff. But there are a few things to remember before asking your browser to save the passwords. Remember:

  • You’re not using a public computer
  • You’re on a private network
  • Only you have access to the PC

Using your home network your personal computer, you can safely ask your browser to save your passwords for future use.

Is VPN effective?

Virtual Private Network (VPN) is the most powerful web encryption tool known to man. Using a powerful VPN, you can hide your internet traffic from everyone even your ISPR change your location, access region-restricted content, and much more.

When allowed, your traffic flows through an encrypted VPN tunnel, which masks your IP address and even your location, if desired. VPN services don’t keep a permanent log. So, after a certain amount of time, no one including your VPN service provider remembers your original IP address.


Here is how you can use internet banking on android. For further queries and questions let us know in the comment section below!

Also Read: How to Crop a Photo Using Editing Tools Or App

About the author

Hassan Abbas

Tech enthusiast with too many items on his wish-list and not nearly enough money! Specializing in all things tech, with a slight Apple bent he has been writing for various blogs for the best part of (too many) years

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